Property Details: La Clayette, Saône-et-Loire, Burgundy, €79,800

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Key Features

  • Property type: Cottage
  • Number of bedrooms: 2
  • Bathrooms: 1
  • Receptions: 1
  • WCs: 1
  • France Property Shop ID: 15540

Description

Charming cottage in the centre of the elevated village of St Racho with large covered terrace and an allotment on the edge of the village. The property has been renovated in the last 10 years including a new roof and roof insulation. The accommodation comprises on the ground floor: lounge/dining room with tiled floor and beamed ceiling and stairs to the first floor, corner kitchen with window onto covered terrace, bathroom with hip bath/shower, sink and wc. On the first floor there are 2 bedrooms, one with a sink. The property has a large covered terrace (21m²) which lends itself to being converted into a flat roof extension with a kitchen/dining room on the ground floor and a sun terrace on the 1st floor accessed by turning the window at the top of the stairs into a patio door. The property is very economical to run with the current owners utility bills in 2007 being only 200 euros and the taxe fonciere 150 euros.

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French mortgages - Best buy table

Based on loan amount of €250,000

Type of mortgage Maximum LTVStarting Rates fromInterest onlyMonthly payments*Request quote
Variable rate 90%5.25%No€1,685Get a quote now from IPF
Variable rate 85%4.80%No€1,622 Get a quote now from IPF
Variable rate 80%5.10%Yes€1,063Get a quote now from IPF
Fixed rate 80%5.20%No€1,678 Get a quote now from IPF
Fixed rate 80%5.75%Yes€1,198 Get a quote now from IPF

Lower interest rates will be available at different LTVs (loan to values)

*Based on a 20 year term

Some of these rates are also available for the purchase of a leaseback property

This information should only be used as a guide. All product specifications will depend on the individual’s financial circumstances. The products mentioned here are for non-resident clients, other products will be available for residents. For a personalised French mortgage quote please contact International Private Finance Ltd or submit your information online.
Information correct as of 08/08/08.

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